Home Insurance: Mandatory and Optional Coverage in Ontario

There are a host of home insurance policy coverage options for the average Ontarian. Mandatory home insurance includes liability insurance, which provides insurance coverage in the event someone is injured on your property or if you cause damage to someone else’s property. Property damage coverage will protect your structures and personal belongings in the event of perils, including fire, theft, or other catastrophes. It’s essential to understand the nuances of Ontario’s home insurance requirements to ensure you have the right level of coverage to suit your needs.

Optional home insurance coverage includes coverage for water damage, sewer backup or earthquake damage. Ultimately, to ensure you have the right level of protection for your home, an experienced insurance broker can guide you through your insurance coverage options, which will be geared towards your budget and lifestyle.

Additional protection for your property and belongings includes coverage for water damage, sewer backup, high-value items such as jewelry or art, and identity theft. By exploring the optional insurance coverage options available, homeowners in Ontario can ensure that they have comprehensive protection in place for any unexpected events that may arise.

Are you ready to get a home insurance quote for your humble abode in Ontario?