Auto Insurance
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Auto Insurance in Ontario
Whatever your mode of transportation, from an SUV to a motorcycle, you require a secure and reliable auto insurance plan. When it comes to driving on the roads in Ontario, automobile insurance is a mandatory requirement. As a family-run business with over 70 years of experience in the industry, our brokerage knows how important it is to ensure our customers have the proper insurance coverage.
Trust our experts to guide you through all the mandatory and optional auto insurance requirements to find the right coverage for you.
Get a QuoteAuto Insurance: Mandatory Coverage Options in Ontario
Mandatory automobile insurance in Ontario has several coverage options that must be included in any insurance policy. The following are the must-have coverage options.
Third-party liability coverage is essential for drivers. This coverage provides protection if you are responsible for an accident, and someone is injured or killed, or their property is damaged.
Accident benefits coverage: Covers any medical expenses, income replacement, and other benefits if you or anyone in your vehicle is injured in an accident.
Uninsured automobile coverage protects you if you are involved in a collision with an uninsured driver or a hit and run driver. These mandatory insurance coverages are designed to provide peace of mind for all drivers on Ontario roads.
Auto Insurance: Optional Coverage
Optional auto insurance coverage includes collision and comprehensive insurance coverage. In Ontario, automobile insurance is a vital requirement and provides an extra layer of protection against damage to your vehicle and any other property.
Collision insurance covers repair costs for damage sustained in an accident, while comprehensive insurance covers any non-collision related damages, such as theft or weather damage.
No-fault automobile insurance is a system that has been adopted in Ontario, among other provinces in Canada, to help simplify the process of settling car accident claims. No-fault insurance means individuals involved in a car accident are compensated for their losses and damages regardless of who is at fault for the accident. While no-fault insurance may not cover all types of damages, it speeds up the process for individuals to receive compensation, providing a more fair and timely resolution.
Whatever auto insurance coverage you choose, it is essential to review your coverage options and consult with an insurance professional to determine the best coverage options for your needs to protect yourself financially in case of an incident.
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Ready to get an insurance rate quote for your auto insurance coverage? Our brokers have a combined 70+ years of experience in the insurance industry.